Complete Tax & GST Services for Retail Stores & New Businesses.
Stop stressing over GST notices, complex tax audits, and missing loan documents. Pehla Paisa gives small retail shops and ambitious founders dedicated tax & GST advisory support, zero-headache book maintenance, and proven legal tax savings.
100% On-Time
Guaranteed filing & compliance
Direct WhatsApp
Zero ticket queues or bots
Pan-India Desk
100% digital & paperless
What does your business need?
Select your profile for pre-configured advisory packages via WhatsApp.
Everything Your Shop or Startup Needs to Stay Compliant & Grow
Retail stores have different accounting challenges than tech startups. Select your profile below to see specialized packages built for your exact workflow.
Retail GST & Composition Scheme
Hassle-free GST registration and monthly/quarterly return filings. We help retail stores choose between 1% Composition Scheme or Regular GST with maximum Input Tax Credit.
Presumptive Tax (Section 44AD)
Designed specially for retail stores with turnover up to ₹3 Crores. Pay tax on deemed profit of only 6% (digital/UPI) or 8% (cash) with zero audit headache.
Retail Licenses Bundle
Complete legal compliance for physical store counters: Shop & Establishment (Gumasta), FSSAI Food License, and MSME Udyam certificate.
Mudra & Working Capital Reports
Expand your retail counter or open your next outlet. We prepare professional bank-compliant CMA Data, Projected Balance Sheets, and Mudra loan dossiers.
Pvt Ltd & LLP Incorporation
Incorporate your new legal entity with the Ministry of Corporate Affairs (MCA). Includes 2 DINs, Name Approval, MOA/AOA, PAN, TAN, and Bank Account opening.
Startup India DPIIT & 80-IAC
Get recognized by DPIIT under Startup India. Unlock 3 years of 100% income tax exemption under Section 80-IAC, angel tax relief, and fast-track IP patents.
Trademark (TM) Registration
Protect your brand name, logo, and slogan from copycats. Our IP and legal specialists handle class search, filing, and objection responses.
ROC Compliance & Retainer
Complete annual MCA compliance: Director KYC (DIR-3), Annual Returns (AOC-4 & MGT-7), statutory audits, and board resolution drafting.
FY 2026-27 Compliance & Tax Due Dates
Late filing under GST incurs ₹50/day penalties, while missed ITR invites heavy interest. Keep your counter 100% compliant.
GSTR-1 (Outward Supplies)
Monthly sales invoice details for regular taxpayers with turnover above ₹5 Cr or monthly filers.
GST ComplianceGSTR-3B (Summary Return & Tax Payment)
Monthly summary return and net tax payment after offsetting Input Tax Credit (ITC).
GST ComplianceCMP-08 (Composition Scheme Statement)
Quarterly tax payment for retail store composition dealers (18th of July, Oct, Jan, April).
Retail CompositionAdvance Tax Instalments
Pay advance tax on estimated profits to avoid 234B & 234C interest penalties (15% by 15 June, 45% by 15 Sep, 75% by 15 Dec, 100% by 15 Mar).
Income TaxIncome Tax Return (ITR-3 / 4 / 44AD)
Filing deadline for individuals, sole proprietors, and retail stores not subject to statutory audit.
Annual ITRTax Audit (Sec 44AB) & ROC Filings
Filing of Tax Audit Report Form 3CD by 30th Sept and MCA Annual Returns (AOC-4/MGT-7) by 30th Oct.
Audit & MCAWhat Documents Do You Need?
Select the service you want to apply for to get an instant, verified checklist of required KYC, premise, and bank documents.
Have your documents ready?
Upload them securely to your dedicated Pehla Paisa tax advisor on WhatsApp or portal.
Simple Packages with Zero Hidden Fees
No surprise billing at the end of the financial year. Choose a plan tailored for your store or company size.
Retail Shop Starter
Ideal for new Kirana shops, boutiques, and single retail counters.
Growing Retail Pro
For active supermarkets, multi-brand counters, and high-volume retail stores.
Startup Launchpad
For newly incorporated Pvt Ltd, LLP, and venture-backed businesses.
Why Businesses Switch to Pehla Paisa
| Features | Pehla Paisa | Traditional Offline Accountants | Generic Online Portals |
|---|---|---|---|
| Pricing Transparency | Fixed monthly retainers, 0 hidden fees | Unpredictable end-of-year billing | Cheap teaser price, expensive add-ons |
| Dedicated Tax Advisor | ✅ Direct Tax King Desk on WhatsApp/Phone | Busy during peak deadlines, hard to reach | ❌ Automated chatbot tickets only |
| Retail Store Expertise (44AD / ITC) | ✅ Specialized retail daybook & 2B reconcilers | Often treats small shops as low priority | Generic software without retail context |
| Bank Loan / Mudra CMA Reports | ✅ Handled in-house with certified reports | Takes weeks to prepare | ❌ Not supported or outsourced |
| Zero Late Fee Guarantee | ✅ We pay the penalty if delay is on us | ❌ Client pays the penalty | ❌ Fine print disclaimers |
Frequently Asked Questions
Clear answers to common questions about GST, Presumptive Taxation, Retail Licences, and Company Formations.
For businesses dealing exclusively in goods (retail shops), GST registration is mandatory only if your annual aggregate turnover exceeds ₹40 Lakhs (or ₹20 Lakhs in special category states). However, if you sell goods inter-state (outside your state) or sell on e-commerce platforms like Amazon/Flipkart/Blinkit, GST registration is required regardless of your turnover.
Under the Composition Scheme (available for retailers with turnover up to ₹1.5 Crores), you pay a flat 1% tax on your turnover, file returns only quarterly (CMP-08), and avoid invoice-by-invoice accounting. However, you cannot collect GST from your customers or claim Input Tax Credit (ITC). Under the Regular Scheme, you charge standard GST rates (5%, 12%, 18%) and claim ITC on all wholesale purchases. Pehla Paisa analyzes your margins to recommend the most profitable scheme.
Under Section 44AD, if your annual retail turnover is up to ₹3 Crores (with 95% digital receipts) or ₹2 Crores, you can declare a deemed profit of 6% on digital/UPI sales and 8% on cash sales. You are 100% exempt from maintaining books of accounts under Section 44AA and exempt from mandatory Tax Audit under Section 44AB, saving between ₹30,000 to ₹80,000 in bookkeeping and audit fees every year!
A typical retail shop requires: (1) Shop & Establishment Act registration (Gumasta/Trade License from local municipality), (2) MSME / Udyam Registration (free benefits & loan eligibility), (3) FSSAI Food Safety License (if you sell packaged food, dairy, snacks, or grains), and (4) GST Registration (if turnover exceeds threshold or selling inter-state). Pehla Paisa provides an all-in-one Retail License Starter Bundle.
Banks require formal Credit Monitoring Arrangement (CMA) data, 3 to 5 years projected balance sheets, profit & loss accounts, fund flow statements, and DSCR ratio analysis before sanctioning Cash Credit (CC), Overdraft (OD), or Mudra loans. Our expert tax & financial analysts prepare institutional-grade CMA data aligned with RBI guidelines, ensuring rapid bank approval.